Miami Car Accident Attorneys

Protecting Your Rights Since 1983

Miami car accident attorneys at Bernstein & Maryanoff have the knowledge and experience necessary to get you maximum compensation for your car accident injuries.

Contact Us for Your Free Case Review No Fees Unless We Win

Car accident Lawyers

Our Miami Car Accident Lawyers Are Here to Help

If you have been injured in a car accident in Miami, Florida you are entitled to recover damages for the full extent of your loss. This includes economic damages such as medical bills in the past and future, as well as loss of income in the past and future.

You can also recover compensation for intangible damages such as physical pain, emotional pain and suffering, permanent scarring, as well as loss or impairment of any important bodily function.

The lawyers at Bernstein & Maryanoff have the resources and experience to help you obtain the maximum compensation for your losses. With a principal office in Miami, and numerous other offices across Florida, our lawyers will be there when you need them – we even make house calls.

If you or someone you love has been injured in a car accident caused by someone else, please contact Bernstein & Maryanoff today to schedule a free consultation so we can discuss your legal rights and options.

How a Car Accident Lawyer Can Help

According to the National Highway Traffic Safety Administration (NHTSA), someone in the United States gets into a car accident every 10 seconds.

If you have been injured in a car accident, DO NOT hesitate to seek legal counsel from a personal injury attorney experienced in car accident cases in order to best protect your interests and obtain a maximum settlement.

There are several complex laws and regulations that can affect insurance claims and complicate the recovery of any damages for pain and suffering. Without proper legal representation, insurance companies will try to take advantage of you in order to pay out as little as possible.

Bernstein & Maryanoff have over 36 years of experience with car accident cases. We know how to negotiate a fair settlement with insurance companies.

Tips for Handling Insurance Companies

When & When Not to Settle a Claim

Car accidents occur every day in Florida, and when they arise, the majority of them lead to at least one injury. When these injuries occur, they often give rise to legal claims for personal injury, and when this process starts, the goal for the person who has been harmed is to obtain justifiable compensation for the damages he or she has suffered.

One of the manners in which this compensation is obtained is by way of a legal settlement out of court. However, obtaining a settlement and deciding when a settlement is fair can be a complicated matter of legal and financial analysis. Below you’ll find the steps that the Florida auto accident attorneys will take in order to decipher when a settlement is advisable and when cases need to be advanced to trial in order to make sure that justice is served.

Step One – Attempt to Quantify the Client’s Damages

When a client comes to our firm who has been injured in a Florida auto accident, one of the first steps we take is to review all of the available evidence.

Step Two – Find Out if a Fair Settlement is Possible

After the damages suffered by a client have been quantified as much as possible, the Florida auto accident attorneys at the firm will contact the other parties involved in the situation to discuss the possibility of negotiating a settlement. If the other driver has been found to be at-fault by the authorities involved, it tends to strengthen that position. In certain cases, the other party will acknowledge this fault and be willing to settle a case if it’s likely to be successful in court anyway. However, not every adverse party will be amenable to such a step even when the result of a trial is all but obvious.

It is in this situation that you need to work with Florida auto accident lawyers who understand how to approach the possibility of a settlement, how to negotiate the intricate terms of a settlement if one is possible and how to proceed to trial if a fair settlement is not possible. The law firm of Bernstein & Maryanoff is known throughout Florida as a team of Florida auto accident attorneys who negotiate settlements fairly but who will not hesitate to take a matter to court in order to properly enforce the rights of clients. Contact the firm today to schedule a free initial consultation if you or someone you love has been injured in a car accident in Florida.

Why You Should Avoid Insurance Company Representatives

Florida car accidents occur every day, and when they do they often set a chain of events in motion that involve the insurance companies who carry coverage on the drivers who were involved. When this situation arises, there are many reasons that you should be wary of providing information to them. Followed is a brief explanation of why you should speak to us before dealing with an insurance company representative.

Insurance Companies are For-Profit Entities

Insurance companies exist to make a profit. If they do not record profits, they will suffer greatly and will ultimately go out of business. Most large insurance companies are not actually owned by one person or family, but rather by a large group of shareholders. Therefore, the value of the stock pertaining to these companies will largely define how an insurance company will operate. Basically, the lower the amount of liability that’s paid out by insurance companies, the higher their profit margins will be and the higher their stock value will climb.

Insurance Companies Are Well-Represented

Most large insurance companies have an entire team of in-house corporate defense attorneys working for them, and these professionals are highly skilled at protecting the assets of their employers.

Insurance Companies are Bureaucracies

Any large company over time will evolve to the point where there are layers and layers of red tape to cut through before anything tangible can be done. This certainly includes auto insurance companies, and it can take years to settle a claim without the help of a Florida auto accident attorney if it’s settled at all before the statute of limitations expires, removing the option for filing a lawsuit from the person who has been injured.

Instead of taking the risk of facing this sort of operation if you’ve been harmed in a Florida auto accident, you need to seek the help of a Florida auto accident lawyers who understands the nature of insurance companies, who can cut through the red tape and work efficiently towards a resolution to your matter and who can work with or against defense attorneys – whichever tack is necessary – to make sure that your legal rights are protected and enforced. Contact Bernstein & Maryanoff today to schedule a free initial consultation.

Uninsured or Underinsured Motorists

Many drivers ignore motor vehicle insurance requirements, cannot afford to purchase insurance, or carry insufficient insurance. Uninsured motorist coverage is a form of insurance that pays compensation for bodily injury that results from an accident with a driver who is legally responsible for the injuries, but has no liability coverage. Underinsured motorist coverage pays compensation for bodily injury that results from an accident with a driver who has liability insurance with limits that are lower than the injured party’s underinsured motorist coverage limits. If you have been involved in an accident with an uninsured or underinsured driver, it is important that you contact an attorney at an experienced personal injury law firm immediately so you do not waive valuable legal rights.

Uninsured Motorists

Typically, uninsured motorist coverage protects injured drivers if the at-fault driver has no insurance. Uninsured motorist coverage can also apply when someone is injured in an accident with an unidentified hit-and-run vehicle. If a person has uninsured motorist coverage and is in an accident with an uninsured motorist, he or she can collect from his or her insurance company to recoup damages. If you are involved in an accident with an uninsured motorist, you should consult with an experienced personal injury attorney before you file a claim with your insurance company to ensure that you obtain all of the coverage available to you.

Underinsured Motorists

Underinsured motorist coverage provides compensation for injured drivers when the at-fault driver does not have enough insurance coverage to compensate the injured party in full for his or her injuries. An “underinsured motorist” is generally a person who is responsible for the injuries, but who has opted to purchase only the minimum policy required by law. If a person who has purchased underinsured motorist coverage is in an accident with an underinsured motorist, he or she may be able to collect from his or her own insurance company to recoup damages that are greater than the responsible party’s limits.

Collecting Benefits

In order to recover underinsured or uninsured motorist benefits, a party generally must first establish that the underinsured or uninsured driver was at fault and that he or she suffered significant injuries. In the case of underinsured motorist benefits, the injured party must also collect the at-fault driver’s policy limits before collecting under his or her own insurance policy. An insurance company is typically entitled to a credit for any recovery received from the underinsured motorist’s policy.

Stacking Insurance Coverage

Uninsured and underinsured motorist coverage is “stackable” in some states and under some policies. Stacking uninsured or underinsured motorist coverage may permit a person to add together either insurance coverage from several motor vehicle policies or insurance coverage for several vehicles listed on one policy. In some cases, a person may select stackable coverage at the time he or she purchases the insurance.

Uninsured and underinsured motorist coverage protects you if someone who does not have adequate insurance injures you in an automobile accident. If you are in an accident with someone who is uninsured or underinsured, do not settle with the other driver’s insurance company without first contacting an experienced lawyer. Some underinsured motorist policies do not require the insurance company to pay if the insured person has settled with the other driver’s insurance company. This can be a very costly mistake. Therefore, you should consult with a personal injury law firm experienced in dealing with automobile accident cases before you settle any portion of your claim. An attorney can provide you with the information and support you need to obtain the best result available.

Leading Causes Of Car Accident Collisions

Miami Car Accident Attorneys

  • Negligent Driving: Negligent driving or careless driving can describe many things, but generally this factor involves a lack of attention on the road and the conditions that surround a driver. This cause is cited as a reason for approximately 50,000 Florida auto accidents that lead to injury every year, and an average of 500 people are killed on an annual basis for this reason.
  • Failure to Yield the Right-of-Way: There are several instances in which every driver must understand the laws that deal with the right-of-way. Four-way stops, merges into traffic and the like are all specific examples of this problem, and more than 20,000 Florida injury accidents occur for this reason every year.
  • Alcohol-Related Accidents: Despite all the public service announcements, warnings and the tougher penalties that are associated with drinking and driving, alcohol remains a leading cause of Florida auto accidents. Approximately 3,000 injury crashes and almost 500 fatalities in Florida are attributed to alcohol every year.
  • Improper Lane Change: Changing lanes while on the road is a maneuver that most people take for granted. This lack of care leads to approximately 4,000 Florida injury crashes every year. Many people simply rely on their mirrors before changing lanes and fail to look over their shoulder before moving across the road.
  • Disregarding a Traffic Signal: Failing to heed the order to stop or to proceed with caution is a common mistake in Florida, and these mistakes lead to more than 5,000 Florida injury crashes every year. Those who are hit by someone who runs a red light, for example, are generally not prepared for that scenario to unfold.

Common Injuries from Car Accidents

Injuries from Car Accidents
Neck Injuries from Car Accidents

Injuries suffered in a motor vehicle accident can be catastrophic. Serious and disabling injuries can affect not only the injured person but family members as well. Even relatively minor injuries that require medical care and result in lost time from work can have a great impact on a family.

Common injuries suffered from car accidents that may be able to be compensated for, but not limited to:

  • Bone and joint injuries
  • Whiplash and neck injuries
  • Knee damage
  • Loss of limbs
  • Spinal injuries
  • Head injuries
  • Mental distress
  • Permanent disability
  • Wrongful death

Compensation for Car Accident Injuries

Compensation for Car Accident Injuries

Generally, an individual injured in an automobile accident may bring a claim or lawsuit to recover the actual expenses associated with property damage and medical costs, economic damages, and emotional and physical pain and suffering. Litigation involving motor vehicle accidents can be extremely complicated. Retaining an experienced lawyer familiar with motor vehicle accident damages will place you in the best position to receive the recovery that you deserve. Read more about compensation for car accident injuries.

General costs an injured individual may be able to claim:

  • Hospital Stays: While costs between hospitals can vary and sometimes vary widely. While some people with health insurance will have some of these costs covered, most policies do not cover every dime of those costs.
  • Surgery Costs: People who are injured in Florida car accidents can be in need of any number of different surgeries ranging from repairing and setting broken bones to back surgery to neurosurgery for brain injuries.
  • Lost Income: People who are injured badly enough in Florida car accidents that they will miss work or even have to move into a different vocation altogether stand to lose a high amount of income, and this can be a loss that never stops hurting the person who has been harmed.

Preparing Your Auto Accident Case

Preparing Your Auto Accident Case

The amount of money you can recover in an auto accident case is based on a number of variables, including which insurance company covers the at-fault vehicle. Successful negotiations between your lawyer and the insurance company are crucial since a professional and complete presentation of your damages can help to settle the case without the need for a trial. A sophisticated attorney can convince the insurance company to pay the full amount of damages, based on a full and proper presentation of your case.

Our law firm will handle your car repair claim as a courtesy. All you would have to do as our client is to attend all medical care visits and therapy to help you heal.

Learn how an experienced car accident attorney can help you prepare an auto accident case.

No Fees Unless We Win Protecting Your Rights Since 1983

Bernstein & Maryanoff do their best to make sure you get the maximum compensation for your injuries. Please call us before you speak to an insurance company.

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personal injury law firm

Contact Us for Your Free Case Review No Fees Unless We Win