Is Florida a No-Fault State?

Florida has been a no-fault state for automobile insurance since 1972, but that could all be about to change. Senate Bill 54¹ (SB 54), which passed in April, would eliminate the no-fault Florida law. Eliminating this law would mean increased required coverage and huge changes for the state.  Proponents of the bill argue that this …

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Florida Uninsured and Underinsured Motorist Laws Miami Drivers Should Know

Even though Florida law requires all drivers to carry liability insurance, some people take to the roads without having the proper coverage. In fact, the Florida Insurance Council estimates that as many as 23 percent of drivers don’t have insurance. That means, if you’re in a car accident in Miami, the chances of the other …

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How an Insurance Adjuster Works to Limit Your Settlement

Insurance adjusters work to limit your settlement to increase their profits. Insurance companies make their profits when they take in premium payments but pay out far less in claims. Insurance adjusters are representatives of the insurance company. It’s their goal to resolve cases for as little as possible. But how do insurance adjusters limit your …

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