Bernstein & Maryanoff

Florida Insurance Bad Faith Lawyers
Protecting Your Legal Rights

When people encounter unforeseen situations that lead to the potential for financial loss, such as with car accidents, house fires and the like, they often turn to their insurance providers for recovery of those losses.  Unfortunately, there are situations where valid insurance claims are not paid for one reason or another, and when these situations arise, those experiencing this serious problem need to seek the help of Florida bad faith insurance lawyers as soon as possible.  Below is a brief introduction to this issue.

What Constitutes Florida Insurance Bad Faith?

Insurance bad faith can arise in several different circumstances.  The most common situation involves the refusal by an insurance company to pay a valid claim, and there have been cases in the past where it was the required practice of insurance companies to deny a large portion of claims for profit-motivated reasons.

In addition to refusing to pay a valid claim, insurance bad faith can also arise when an insurance company engages in the practice of delaying the processing of a claim for an unreasonable period of time.  Many times, these delays will move towards the expiration of the statute of limitations, which would remove the possibility of a lawsuit being filed in pursuit of a proper recovery.

Insurance Policies are Contracts

Anyone who has ever purchased an insurance policy has had to sign a document that governs the terms and conditions of that coverage.  This document is in essence a contract that is supposed to bind both parties.  The policyholder agrees to pay the premiums for the coverage in a timely manner and the insurance company agrees to cover financial losses suffered by the policyholder that fall within the scope of coverage of the policy.

Unfortunately, insurance policy contracts are notoriously vague and ambiguous in terms of their language, and this lack of clarity has provided insurance carriers with the wiggle room necessary to maneuver against a policyholder in an attempt to avoid the payment of a claim.  These policies are generally written by experienced attorneys who understand how every word in a lengthy document can affect the legal rights and duties involved for both parties.

How Florida Bad Faith Insurance Lawyers Can Help

If you find yourself struggling with your insurance company as you attempt to collect on a valid claim, the last thing you need to do is attempt to take on a large corporation by yourself.  Instead, seek the help of Florida bad faith insurance lawyers who have been holding insurance companies accountable for their practices for many years.  Contact Bernstein & Maryanoff today to schedule a free initial consultation.